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Community Land Trust

Applicable Community Size

A community land trust (CLT) is a private non-profit community organization that safeguards land in order to provide affordable housing opportunities. CLTs acquire properties through market purchase and/or land donations. The land trust retains the title to the land while selling homes on it at below-market value. The CLT keeps the price of homes affordable by separating the price of the house from the cost of the land. The land is leased at a nominal cost (often $1) through a ground lease.

Housing Trust Fund

Applicable Community Size

Housing trust funds are established by city, county, or state governments to financially support the preservation and production of affordable housing, and to increase opportunities for low-income families and individuals to access decent homes.  Local housing trust funds are established by elected government bodies when a source or sources of public revenue are dedicated, by ordinance or law, to a distinct fund with the express and limited purpose of providing affordable housing.

Inclusionary Housing

Applicable Community Size

Inclusionary housing is a local policy requiring that market-rate residential developments include  a certain amount of affordable housing. While some inclusionary housing policies are mandatory and others voluntary, the goal of all inclusionary housing programs is to establish a relatively permanent stock of affordable rental or ownership housing.